Mortgage-US.info

* Enter Your E-mail Address: (Required field)

If you are in contact with a loan officer or interviewer, enter their name below:

Loan Officer or Interviewer's Name:

	The income or assets of a person other than the "Borrower" (including the Borrowers spouse) will be used as a basis for loan qualification.

	The income or assets of the Borrower's spouse will not be used as a basis for loan qualification.

Loan Applied For:(Choose one)	V.A	Conventional	Other
Loan Applied For:(Choose one)	FHA	USDA/Rural Housing Service	If Other (Type)

Loan, Tax & Insurance Information

Amount Applied For:

Interest Rate:

Number of Months:

Yearly Taxes:

Yearly Insurance:

	Amortization Type: (Choose one)	Fixed Rate	Other	If Other (explain)
	Amortization Type: (Choose one)	GPM	ARM	If ARM (type)

	Subject Property Address:
	Street:
	City, State, Zip:
	APN or Parcel Number:
	Number of Units:	Year Built:

Purpose of Loan: (Choose one)
Purchase	Construction	Other
Refinance	Constr.-permanent	If other (explain)

	Property will be: (Choose one)
	Primary Residence	Secondary Residence	Investment

Complete below if construction or construction-to-permanent loan

Year Lot Acquired:

Original Cost: $

Amount Existing Liens: $

Value of Lot: $

Cost of Improvements: $

Total Value: $

Complete below if this is a refinance loan

Year Acquired:

Original Cost: $

Amount Existing Liens: $

Purpose of Refi:

Imprvements made:

To be made:

Cost of Improvements: $

Please Describe improvements (if any):

	Title will be held in what names (enter below):
	Title will be held in what names (enter below):
	Manner in which title will be held (enter below):
	Manner in which title will be held (enter below):
	Source of Down Payment, Settlement Charges and/or Subordinate Financing: Please explain:

	Estate will be held in: Fee Simple: Leasehold:
	If Leasehold Estate, enter expiration date:

Enter Borrower's Name Below (include Jr. or Sr. if applicable)
First Name:	Mi.:	Last Name:
Soc. Sec. No.:	Home Phone:

	DOB (mm/dd/yyyy):	Yrs. in School:
	Marital Status: Married Separated Unmarried (includes single, divorced, widowed)

Dependents: (How many?)

What are their ages?

NOTE:

If Borrower address is the same as Subject Property address, check the box:

Present Address:

Street:

Own: Rent:

City, State, Zip:

Number of years:

If Mailing Address is different than Present Address above, click "Yes": Yes: No:

If residing at Present Address for less than two years, complete the following:

	Former Address:
	Street:		Own: Rent:
	City, State, Zip:		Number of years:

NOTE:	If Co-Borrower information is the same as Borrower, check the box:
	Enter Co-Borrower's Name Below (include Jr. or Sr. if applicable)
	First Name:	Mi.:	Last Name:
	Soc. Sec. No.:	Home Phone:

	DOB (mm/dd/yyyy):	Yrs. in School:
	Marital Status: Married Separated Unmarried (includes single, divorced, widowed)

Dependents: (How many?)

What are their ages?

Present Address:

Street:

Own: Rent:

City, State, Zip:

Number of years:

If Mailing Address is different than Present Address above, click "Yes": Yes: No:

If residing at Present Address for less than two years, complete the following:

Former Address:

Street:

Own: Rent:

City, State, Zip:

Number of years:

	Borrower	Co-Borrower
Employer Name:
Street Address:
City, State, Zip:
Work Phone:
Position/title:
Business Type:
Self Employed?:	Yes: No:	Yes: No:
Years on Job:
Yrs. in profession:

NOTE:

If you have been employed in this position for less than two years or you are currently employed in more than one position, Click "Yes" at the right and continue.

Yes: No:

Below, enter your income in the Borrower and Co-Borrower fields only without the "$". The form will automatically total your entries in the RED 'Total' fields for you.


Gross Monthly Income	Borrower	Co-Borrower	Total

Base Employment Income:	$	$	$
Overtime:	$	$	$
Bonuses:	$	$	$
Commissions:	$	$	$
Dividends/Interest:	$	$	$
Net Rental Income:	$	$	$
*Other Income:	$	$	$
Total:	$	$	$

* The section below is for explaining your entry in "Other Income" in the above section (if any). This may include Retirement, Social Security, Child support, Alimony or Separate Maintenance income. If you did not enter anything in the "Other Income" field above, skip the section below and move on to "Combined Monthly Housing Expense".

NOTICE: The Borrower and Co-Borrower do not need to reveal this information if they don't want it to be considered for repaying this loan.

Borrower (B), or Co-Borrower (C)	Describe Other Income	Monthly Income
B: C:		$
B: C:		$
B: C:		$
B: C:		$


Combined Monthly Housing Expense	Present	Proposed

Rent:	$
First Mortgage (P&I):	$	$
Other Financing (P&I):	$	$
Hazard Insurance:	$	$
Real Estate Taxes:	$	$
Mortgage Insurance:	$	$
Homeowner Association Dues:	$	$
Other Expenses:	$	$
Total:	$	$

Property Address (#1):

Check if this property is:

your current residence, or:

the subject property for this application.

Street:

City, State, ZIP:

Status:

Property Type:

Present Market Value:

Mortgage Liens:

Mortgage Payments:

Maint., Taxes, Ins.:

Gross Rental Income:

Net Rental Income:

If you would like to add another property, click "Yes": Yes: No:

Property Address (#2):

Check if this property is:

your current residence, or:

the subject property for this application.

Street:

City, State, ZIP:

Status:

Property Type:

Present Market Value:

Mortgage Liens:

Mortgage Payments:

Maint., Taxes, Ins.:

Gross Rental Income:

Net Rental Income:

If you would like to add another property, click "Yes": Yes: No:

Property Address (#3):

Check if this property is:

your current residence, or:

the subject property for this application.

Street:

City, State, ZIP:

Status:

Property Type:

Present Market Value:

Mortgage Liens:

Mortgage Payments:

Maint., Taxes, Ins.:

Gross Rental Income:

Net Rental Income:

Total Present Market Value:	Total Mortgage Liens:	Total Gross Rental Income:	Rental Income with 25% Vacancy Factor:
$	$	$	$
Total Mortgage Payments:	Total Maint., Taxes, Ins.:	Total reported Net Rental Income:	Effective Net Rental Income:
$	$	$	$

The Statement below and any applicable supporting schedules may be completed jointly by both married and unmarried Co-Borrowers if their assets and liabilities are sufficiently joined so that the Statement can be meaningfully and fairly presented on a combined basis; otherwise separate Statements and Schedules are required. If the Co-Borrower section was completed about a spouse, this Statement and supporting schedules must be completed about that spouse also.

	The Assets and Liabilities section below will be completed: Jointly Not Jointly
	Cash deposit toward purchase held by (enter party):
	Amount of Deposit held for down payment: $

List checking and savings accounts below

Name and address of Bank, S&L, or Credit Union (#1):

Name:

Account Number:

Street:

Cash or Market Value:

City, State, ZIP:

If you would like to add another account, click "Yes": Yes: No:

Stocks and Bonds

Company Name/Number & Description (#1):

Name:

No.:

Cash or Market Value:
$

Company Name/Number & Description (#2):

Name:

No.:

Cash or Market Value:
$

Life Insurance Information

Life Insurance Face Amount (#1): $

Cash or Market Value: $

SUBTOTAL LIQUID ASSETS = $

Real Estate, Retirement, Business, Auto & Other Assets

Type of Asset				Cash or Market Value:
Market value of real estate from schedule of real estate owned:				$
Vested interest in retirement fund:				$
Net worth of business(es) owned:				$
Auto #1:	Year:	Make:	Model:	$
Auto #2:	Year:	Make:	Model:	$
Auto #3:	Year:	Make:	Model:	$
TOTAL AUTO VALUE =				$
Other #1: Description:				$
Other #2: Description:				$
Other #3: Description:				$
TOTAL OTHER VALUE =				$

TOTAL OF ALL ASSETS =$

Liabilities and Pledged Assets: List the creditor's name, address and account number for all outstanding debts, including automobile loans, revolving charge accounts, real estate loans, alimony, child support, stock pledges, etc. Check the "Paid off" box indicating those liabilities which will be satisfied upon sale of real estate owned or upon refinancing of the subject property. Do not list normal household bills such as electricity, water, garbage, cable, phone, etc.

Name and Address of Company (#1):

Check if this liability is:
a rental property, or the subject property for this application.

Liability Type:

Name:

Street:

City, State, ZIP:

Monthly Payment:

$

Unpaid Balance:

$

Account Number:

Mos. left:

Paid off:

If you would like to add another liability, click "Yes": Yes: No:

Name and Address of Company (#2):

Check if this liability is for: a rental property, or the subject property for this application.

Liability Type:

Name:

Street:

City, State, ZIP:

Monthly Payment:

$

Unpaid Balance:

$

Account Number:

Mos. left:

Paid off:

If you would like to add another liability, click "Yes": Yes: No:

Name and Address of Company (#3):

Check if this liability is for:

a rental property, or

the subject property for this application.

Liability Type:

Name:

Street:

City, State, ZIP:

Monthly Payment:

Unpaid Balance:

Account Number:

Mos. left:

Paid off:

If you would like to add another liability, click "Yes": Yes: No:

Name and Address of Company (#4):

Check if this liability is for:

a rental property, or

the subject property for this application.

Liability Type:

Name:

Street:

City, State, ZIP:

Monthly Payment:

Unpaid Balance:

Account Number:

Mos. left:

Paid off:

If you would like to add another liability, click "Yes": Yes: No:

Name and Address of Company (#5):

Check if this liability is for:

a rental property, or

the subject property for this application.

Liability Type:

Name:

Street:

City, State, ZIP:

Monthly Payment:

Unpaid Balance:

Account Number:

Mos. left:

Paid off:

If you would like to add another liability, click "Yes": Yes: No:

Name and Address of Company (#6):

Check if this liability is for:

a rental property, or

the subject property for this application.

Liability Type:

Name:

Street:

City, State, ZIP:

Monthly Payment:

Unpaid Balance:

Account Number:

Mos. left:

Paid off:

If you would like to add another liability, click "Yes": Yes: No:

Name and Address of Company (#7):

Check if this liability is for:

a rental property, or

the subject property for this application.

Liability Type:

Name:

Street:

City, State, ZIP:

Monthly Payment:

Unpaid Balance:

Account Number:

Mos. left:

Paid off:

Alimony/Child Support/Separate Maintenance

Payments owed to:

Monthly Payment:
$

Job Related Expense

Child Care, Union Dues, etc.

Monthly Payment:
$

TOTAL MONTHLY PAYMENTS	TOTAL LIABILITIES	TOTAL NET WORTH
$	$	$

List any additional names under which credit has previously been received and indicate appropriate creditor name(s) and account number(s) below.

	Alternate Name (#1):	Creditor:	Account Number:
	Alternate Name (#2):	Creditor:	Account Number:

The following section is designed to be completed with the help of your loan officer. Not all of the fields will apply to your situation. If you are unsure what to enter in the fields in this section, leave this section blank. When your loan officer meets with you or sends you a printed copy of this application for your signature(s), the necessary fields will be filled in.

Most of the information below will be on your "Good Faith Estimate" that your loan officer will send you within three days of your submission of this application.

Purchase price:

Alterations, improvements, repairs:

Land (if acquired separately):

Refinance (include debts to be paid off):

Estimated prepaid items:

Estimated closing costs:

PMI, MIP, Funding Fee:

Discount (if Borrower will pay):

Total costs (automatic total for items a through h above):

Subordinate financing:

Borrower's closing costs paid by Seller:

Other Credits (explain below):

(enter amount)

( You may enter up to 60 characters. )
characters remaining

Loan amount (exclude PMI, MIP, Funding Fee financed):

PMI, MIP, Funding Fee financed:

Loan amount (automatic totals for items m + n above):

Cash from/to Borrower (automatic totals: j,k,l & o minus i above):

Answer the questions below to the best of your knowledge for the Borrower and Co-Borrower (if any).

Borrower

Co-Borrower

Are there any outstanding judgments against you?

Yes

Have you been bankrupt within the last 7 years?

Yes

Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?

Yes

Are you a party to a lawsuit?

Yes

Have you directly or indirectly been obligated on a loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?

Yes

Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond or loan guarantee?

Yes

Are you obligated to pay alimony, child support or separate maintenance?

Yes

Is any part of the down payment borrowed?

Yes

Are you a co-maker or endorser on a note?

Yes

----------------------------------------------

Are you a U.S. citizen?

Yes

Are you a permanent resident alien?

Yes

Do you intend to occupy the property as your primary residence? If yes, complete question m below.

Yes

Have you had an ownership interest in a property in the last three years?

Yes

(1) What type of property did you own? - -principal residence (PR), second home (SH), or investment property (IP).

(2) How did you hold title to the home?- - solely by yourself (S), jointly with your spouse (SP), or jointly with another person (O).

If you answered "Yes" to any questions a through i above, please explain in the space provided below
( You may enter up to 400 characters. )
characters remaining

The following information is requested by the Federal Government for certain types of loans related to a dwelling, in order to monitor the Lender's compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that Lender may neither discriminate on the basis of this information, nor on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race or sex, under Federal regulations, this lender is required to note the information on the basis of visual observaition or sirname. If you do not wish to furnish the information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the Lender is subject under applicable state law for the particular type of loan applied for.)

Borrower	Co-Borrower

I do not wish to furnish this information

Ethnicity:

Ethnicity

Hispanic or Latino

Not Hispanic-Latino

Hispanic or Latino

Not Hispanic-Latino

Race:

American Indian or Alaskan Native

Asian

Black or African American

Native Hawaiian or Other Pacific Islander

White

Sex:

Male

Female

Male

Female

This application was taken by (select below):

Face-to-face interview

Mail

Telephone

Internet

Don't Forget: The Borrower and Co-Borrower (if any) need to sign the application on the third and forth pages before you give the application to your broker or lender. When you click the "Submit" button, you will be able to view and print the Fannie Mae application. If you wish to print your application when it appears on the screen, "click here for printing instructions". After printing out the printing instructions, close the printing instructions window and click on the "Submit" button below.