Mortgage Portability

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Information

Mortgage Portability

After going through the trouble of negotiating an acceptable mortgage rate, it would seem silly to have to give it up just because you are moving, especially if mortgage rates have risen since your last renewal. Because of this, many mortgage lenders will include the option of Portability in their mortgages. Portability allows you to transfer the existing interest rate, terms and conditions of your present mortgage to a mortgage on your new home, subject to approval. The benefit of this option is that it is also available to those who move in the middle a mortgage term.