When selecting a mortgage company, there are several important factors to consider. You should avoid out of state lenders since they may not be familiar with your state fees and often don’t have established relationships with high quality appraisers and title companies. A good mortgage company should have a flexible working schedule and be able to fit the time that you are available to meet. Another trait to look for in a mortgage company is finding one that has been in business for a while. Getting a referral from a friend or co-worker is another good way to locate a mortgage company.